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Families hurt by violence have MLK Day talk

DALLAS (AP) — Loved ones of a black man fatally shot by police in Baton Rouge, Louisiana, and two law enforcement officers — one black and one white — ambushed and killed in that city 12 days later will take part in a Martin Luther King Jr. Day discussion.
“I just feel like love is the key. If we just go about this loving one another and not judging one another, I feel as if things will be better,” said Trenisha Jackson, whose husband, Montrell Jackson, described the difficulties of being both a black man and a police officer in a Facebook post days before his death. Trenisha Jackson will join in the conversation Monday in Dallas.
Omar Jahwar, CEO of the Dallas-based nonprofit Urban Specialists , said he hopes his group’s event, which is billed as a conversation about the violence as well as racial issues in America, sends “a signal of unity out.”
“What we’re saying is that if we’re going to make this work, we all have to be a part of this,” said Jahwar, who is also a pastor.
He said about 1,000 people are set to attend, including King’s daughter, the Rev. Bernice King, and Texas lawmakers U.S. Sen. Ted Cruz, a Republican, and U.S. Rep. Eddie Bernice Johnson, a Democrat.
Alton Sterling was fatally shot on July 5, 2016, as two white police officers pinned him to the pavement outside a convenience store where he was selling homemade CDs. The killing of the 37-year-old Sterling was captured on cellphone video and circulated widely online, sparking demonstrations across Baton Rouge. Trenisha Jackson said the protests were “very, very hard” for her husband. “It’s like everybody was putting police officers in the same category instead of pointing out which officers were doing wrong,” she said.
The national debate about race and policing became especially heated that summer. The day after Sterling’s death, black motorist Philando Castile was shot and killed by a Latino police officer in suburban St. Paul, Minnesota.
Then the day after Castile’s death, five law enforcement officers were killed in Dallas when a black man opened fire at a protest against police brutality. Authorities have said the black Army veteran was seeking revenge for police shootings that killed or wounded black men and that he told negotiators he wanted to kill as many white police officers as he could.
On July 17, 2016, a black military veteran killed three officers and wounded three others in Baton Rouge before he was shot dead. Baton Rouge police officers Montrell Jackson and Matthew Gerald were killed along with East Baton Rouge Parish Sheriff’s Deputy Brad Garafola.
Garafola’s widow, Tonja Garafola, also will take part in Monday’s discussion. Andricka Williams, the mother of three of Alton Sterling’s children, will, too.
“I just have the same goal that everybody wants: which is to do better to bridge the gap, to try to come together, regardless of age, race, situation,” Tonja Garafola said.
Williams said her 7-year-old son, Alton Sterling Jr., always loved police officers and still does.
“He always says, ‘Mom, I’m going to be one of those good police officers,’” she said.

School board Students of the Month

The Daily Review/Bill Decker
The St. Mary Parish School Board recognized its Students of the Month at Thursday's meeting in Centerville. They are, from left: Kelsey August, a fifth-grader at Raintree Elementary; Aniya Gibson, an eighth-grader at B.E. Boudreaux Middle; and Madison Izaguirre, a fourth-grader at Hattie Watts Elementary.

School board Employees of the Month

The St. Mary Parish School Board recognized its Employees of the Month at Thursday's meeting in Centerville. They are, from left: Tekesha Davis-Austin, special education paraprofessional at Raintree Elementary; Tiffany Smith, a fourth-grade teacher at Hattie Watts Elementary; and Marjorie Dunn, a teacher in B.E. Boudreaux Middle 's Jobs for America's Graduates program.

Parkinson Support Group meets

Dr. Jay Roa, center, was the speaker at the Parkinson Support Group meeting Jan. 9 at the Bayou Vista Branch Library. Roa is a movement disorder specialist. With him are meeting hostesses Cindy Viola, left, and Mary Ann Adams. The next meeting will be April 10 at the library on Belleview. For information call Adams at 985-255-9605.

Keegan-Michael Key is Orpheus’ monarch

NEW ORLEANS (AP) — Actor Keegan-Michael Key of Comedy Central’s sketch comedy series “Key & Peele” will lead the Krewe of Orpheus parade for the 2018 Mardi Gras season.
Key joins a long line of celebrities to lead this parade, which rolls at 6 p.m. Feb. 12.
He will be joined on the route by actors Olivia Holt and Aubrey Joseph, who star in Marvel’s “Cloak & Dagger” series premiering this year on Freeform.
The parade, founded by a group including Harry Connick Jr., will mark its 25th year with an all-star concert at its Oprheuscapade party in the Ernest N. Morial Convention Center. Held after the parade rolls through New Orleans, the concert will feature Trombone Shorty, Irma Thomas, Big Freedia, Bonerama, Flowtribe, Deacon John, Amanda Shaw and others.

Leverage great credit without borrowing

As average credit scores for Americans continue to rise, the question for many becomes how to use their excellent credit rating to optimize their lives without borrowing money or adding risk.
Capitalizing on great credit doesn’t have to mean incurring great debt; instead, it’s about using your money reputation for a financial advantage.
“In the right hands, a good credit rating can be a real asset,” said Jordan Goodman, editor of MoneyAnswers.com and author of “Master Your Debt.”
From higher credit card bonuses and rewards to lower insurance premiums and interest rates, hundreds or even thousands of dollars worth of goodies are available to those with great credit. And they don’t need to borrow a dime.
USE YOUR LEVERAGE
Nearly 40 percent of Americans have excellent FICO credit scores of 750 and above, according to credit scoring company Fair Isaac Corp. Half of those have scores of 800 or higher, considered “super-prime.” They get the best lending terms and lots of special treatment.
Leveraging credit to access these benefits works best for people with responsible financial habits, like paying bills on time, every time, and paying monthly credit card balances in full.
“You want to make sure you have discipline,” said Roger Wohlner, a personal finance writer and financial planner in Arlington Heights, Illinois. “This is for someone who has all the basics covered.”
If that’s you, here are ways to use a great credit rating:
—Shop your insurances: It’s a good idea to regularly shop for better insurance rates; you can often find identical auto and home coverage for less. When you have great credit, you’ll get even better rates .
—Snag credit card bonuses: The market for rewards credit cards is sizzling, with generous sign-up bonuses and rewards for consumers who can qualify. With a travel credit card, for example, you might be able to use points or miles to pay for a trip if you can meet the card’s minimum spending requirement. It’s not about “churning” cards, or opening accounts to get bonuses and then closing them. It’s about not hesitating to apply for a lucrative card that meets your needs. If the card has an annual fee, make sure you extract more value than you pay.
“If you are fiscally responsible and enjoy playing the game to earn these sign-up bonuses, then you do have a real opportunity to win at the expense of credit card companies,” said Byrke Sestok, president of Rightirement Wealth Partners in White Plains, New York.
—Get a HELOC for emergencies: Home-owners can supplement an emergency fund for free by opening a home equity line of credit. The point isn’t to borrow more money with the credit line on your house —instead, leave it unused —but to have it available in case financial tragedy hits. “Everyone who can control their spending should have a HELOC that they can tap in case of an emergency,” said John Eckel, a certified financial planner and financial analyst in Simsbury, Connecticut.
—Lower your interest rates: High credit scores should mean low interest rates. Make sure you’re paying rock-bottom rates for loans, especially big-ticket items like your mortgage and auto loans. If not, you can refinance.
—Get no-interest deals: Paying in full is a solid habit. But if a car dealership is willing to lend you money at 0 percent because of your great credit, you can take the loan and make monthly payments, while banking the money you were planning to use to pay outright —preferably in an interest-earning account.
—Apply for retailer credit cards: Signing up for a credit card at the checkout counter has risks if you don’t pay in full because interest rates are usually high. But if you’re diligent about paying bills, why not apply for a card to get 15 percent off a $2,000 furniture purchase? It’s an easy $300. Diligence is key. “Merchants are very good at offering carrots, but you slip up for one microsecond and they bang you over the head,” Goodman said.
Exploiting your great credit rating in these ways can actually improve it over the long run, assuming you continue to pay bills on time, because credit scoring formulas reward responsible use of credit. Just space out applications so the small dip in your scores can disappear before the next, and be wary of diluting your average age of accounts.
Even if you take none of these actions now, you can rest easier knowing you’ll have plenty of options when a financial crisis hits.
—This article was provided to The Associated Press by the personal finance website Nerd-Wallet.

Neighbor wants to reach out after death of young mother

DEAR ABBY: I have just learned that a neighbor lost his wife. She died during childbirth. As a wife and mother, all I can think about is that newborn baby boy and his two beautiful sisters. It breaks my heart. I have never spoken to him, but I did chat from time to time with his wife. I would like to offer help to the father, but I don’t know how I should approach him or even if I should. Please offer me some advice. GRIEVING FOR THEM IN HAWAII DEAR GRIEVING: Reach out to your neighbor by writing him a short ...

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Brash and sassy in Paris on ‘YATR’

THE BOLD AND THE BEAUTIFUL: Brooke was ecstatic when Ridge brought her daughter, Hope, back to Los Angeles. Sally followed Liam to his hotel room to comfort him after learning that Steffy slept with Bill. Steffy hopes she and Liam will reconcile. DAYS OF OUR LIVES: Vivian and Stefano’s newfound son, Stefan, took steps to take over DiMera Enterprises and everything else owned by the DiMera family. Claire was upset that Theo, who is on the mend, will be going to an out of town hospital for treatments. GENERAL HOSPITAL: Cassandra was stabbed in the heart by a syringe filled with opioids ...

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Lady Wolfpack edge Jeanerette

The West St. Mary Lady Wolfpack edged the Jeanerette Lady Tigers 40-38 in District 7-2A action Friday at the WSM Gym.
Taylor Hawkins led the Lady Wolfpack with 13 points on four treys and 1 of 4 freebies. Young finished with 12 points on four treys while T. Hamilton poured in 10 points on four field goals and 2 of 5 freebies.
Other top scorers for WSM included: Jakala Tillman and Jasmine Boyd with 2 points apiece.
The Lady Wolfpack will play host to Sacred Heart of Grand Coteaux on Tuesday beginning at 5:15 p.m.

Wolves grab 85-48 win from Centerville Bulldogs

CENTERVILLE _ The Rayne Wolves grabbed a 65-48 non-district win over the Centerville Bulldogs here Friday at the CHS Gym,
Centerville is now 8-6 on the year and will host Lafayette Christian tonight in 7-1A action with a 5:30 JV start time.
Rayne earned a 13-5 first-quarter run before taking a 30-27 lead at the half. Rayne went on a 22-6 flurry in the third quarter for a 52-33 advantage on the way to the 65-48 win over Centerville.
Jaylon Williams poured in 17 points to lead the Centerville Bulldogs. Jackson Hebert followed with 14 points while Tykeith Joseph finished with 9 with Marquis Strawder scoring 4. Jaylon Cooks and Andrew Johnson tallied 2 points each to round out the scoring for the Centerville Bulldogs.

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