It’s been 10 years since the financial crisis on Wall Street filtered down through the insurance industry. Many national insurance companies were under siege, and even though Louisiana is a small state in population, policy-holders were affected proportionally at a much greater degree than in most other parts of the country. Louisiana is a major customer for many insurance companies both nationally and worldwide. It’s not the population that matters. It’s where the risks are located. And there are a number of major companies operating in Louisiana that have significant exposure for insurance purposes. Just imagine the cost of insuring the offshore ...