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Jim Brown: How to lower auto insurance premiums

Louisiana legislators met last week to find legal solutions that will lower the cost of automobile bill insuraance throughout the state.
Hey, all you guy and gal lawmakers. There are no new laws that will make any difference.
If you want to see automobile rates go down for the average policyholder, get law-enforcement to start enforcing the laws that are on the books right now.
Let me give you some examples.
It’s hard to get an exact figure, but estimates are that as many as 20% of all Louisiana drivers are uninsured. That means that those of us who follow the law must pay a much higher premium in case you are hit by an uninsured motorist.
When was the last time you heard of some driver being cited for not having insurance?
Here’s what happens.
Thousands of drivers initially buy insurance and finance it, then the minute they get their proof of insurance card, they cancel and quit paying the monthly payments.
So drivers driving legally get stuck with higher premiums.
The Bayou State has way too many drunk drivers on the highways. 
We regularly read in the press that someone has been stopped for their fifth, sixth or even seventh DWI. 
Why do Louisiana judges allow this?
The law states firmly that if a driver is convicted for a third-offense DWI, their car should be seized and sold.
It’s the law, but it’s not enforced. Why not?
Drunk drivers who kill someone often get only a minor jail term or even probation.
What happens in other states?
A Long Island, New York jury recently convicted a drunk driver of murder for killing two people in a head-on collision.
The district attorney who brought the charges had been elected on a “take no prisoners” approach to drunk drivers.
Was this too tough a penalty?
Not according to the mother of one of the female victims.
She used no euphemisms in describing the damage done. “As I crawled out of the car, the only thing that was left of Kate was her head. This was murder and no different from carrying a loaded gun around, pointing it at people and having a few shots go off killing them.”
The prosecutor made no bones about how she will act in dealing with drunk driving deaths.
“We hope that this verdict sends a message that if you drink and drive and kill somebody, you will be prosecuted for murder.”
More than 20% of all drivers in Louisiana lie on the application for insurance according to a study by NerdWallet.com. 
So when Insurance applicants give false information about where they live or the number of drivers in their household, failing to add a teenage driver to their policy, or not disclosing any pre-existing issues with their vehicle, such drivers get away with receiving a cheaper rate, which means you and I pay more.
Louisiana has some of the worst drivers in America according to CarInsuranceComparison.com.
A large number of drivers do not obey the traffic laws, fail to turn on their lights when it rains, do not wear seat belts, regularly go beyond the legal speed limit, drive recklessly, and don’t even maintain a valid driver’s license.
Law enforcement officers, particularly the Louisiana state police, say they are stretched to the limit and do not have the manpower to travel the highways and cite lawbreakers. 
So the governor can spend millions of dollars sending Louisiana guardsmen to patrol the Texas–Mexican border.
But the state is not capable of patrolling its own highways to get automobile law-breakers off the road.
The bottom line is this. We don’t need any new laws.
The state just needs to enforce the laws that are on the books.
If legislators want to lower the cost of auto insurance for the average safe driver, they should cut some of the fat and pork projects from the state budget and appropriate money for more police officers on our highways.
Aggressive highway enforcement of state laws will cause a significant drop in the cost of auto insurance for those drivers who obey the law.
If there’s a will, there’s a way to get this done.
Peace and Justice
Jim Brown

Jim Brown’s syndicated column appears each week in numerous newspapers throughout the nation and on websites worldwide. You can read all his past columns and see continuing updates at http://www.jimbrownusa.com

Bayou Horseshoe Pitchers standings

Bayou Horseshoe Pitchers
Association
Summer League - 2024
................................W L
Happy Hour...........13.5 4.6
Point Setters...........13 5
Purple Knights........12 6
Bring it On ................9 9
JTTT......................5.5 2.5
High scratch point average: (30’) Tim Gilmore 81.3, Clyde Landry 67.7 and Burnie Williams 67.6; and (40’) Dwain Arceneaux 51.9, Dale Pearce 51.3 and Tim Hayles 44.5.
High individual ringer percentage: (30’) Gilmore 68.8, Landry 55.0 Williams 48.3; and (40’) Arceneaux 40.4, Pearce 31.3 and Mark Jones 44.5.
High scratch game: (30’) Gilmore 101, Landry 89 and Williams 83; and (40’) Arceneaux 48, Pearce 66 and Jones 50. High handicap game: Mary Guzdial 110, Gilmore 109, Williams 103 and Arceneaux 102.
Most ringers: (one night) Gilmore 83, Landry 66, Williams 58 and Julius Lovell 56; and (one game) Gilmore 31, Landry 28, Williams 22, Arceneaux 20. Lovell 20 and Pearce 19.
Most points one night: Gilmore 280, Landry 232, Williams 225, Lovell 204 and Arceneaux 188. Best won-loss record: Ricky Pitre, Glen Hidalgo, Jones and Landry 3-0; Pearce and Gilmore 5-1; Arceneaux and M. Guzdial 4-2; and Jim Guzdial and Dan Guidry 2-1.
High over average: (40’) Arceneaux 16.1 and (30’) M. Guzdial 25.7. Most points one night – team: Point Setters 485 and Bring it On 448. Most ringers one night – team: Happy Hour 109 and Point Setters and JTTT 108.
Week 1
High scratch point average: (30’) Tim Gilmore 81.3, Clyde Landry 67.7 and Burnie Williams 67.6; and (40’) Dwain Arceneaux 51.9, Dale Pearce 51.3 and Tim Hayles 44.5.
High individual ringer percentage: (30’) Gilmore 69.2, Julius Lovell 43.0 and Travis Bourdier 35.0; and (40’) Arceneaux 40.0, Pearce 32.5 and Tyler Bourdier 19.2.
High scratch game: (30’) Gilmore 101, Tr. Bourdier 65 and Lovell 58; and (40’) Pearce 66, Arceneaux 65 and Matthew Strickland 43. High handicap game: Mary Guzdial 110, Gilmore 109, Pearce 101 and Arceneaux 99.
Most ringers: (one night) Gilmore 83, Arceneaux 48, Lovell 43 and Tr. Bourdier 42; and (one game) Gilmore 31, Arceneaux 20, Pearce 19, Tr. Bourdier 17 and Lovell 15. Most points one night: Gilmore 280, Arceneaux 177, Lovell 169, Bourdier 166 and Pearce 151.
Best won-loss record: Ricky Pitre, Al Graham and Gilmore 3-0, and Pearce, Guzdial, Arceneaux and Ty. Bourdier 2-0. High over average: (40’) Pearce 14.7 and (30’) Guzdial 25.7. Most points one night – team: Point Setters 485 and JTTT 436. Most ringers one night – team: JTTT 108 and Point Setters 103.

Wheel House for July 17

PRE-CHURCH
ANNIVERSARY
Program, 8:30 a.m. Sunday, July 28, Chapel African Methodist Episcopal Church, 1511 Cherry St., Patterson. Minister’ Angelika Jones, first lady of Good Hope Baptist Church, is our guest speaker. The theme: Standing on the Promises of God, 2 Corinthians 1:20. Public invited.

164th CHURCH
ANNIVERSARY
3 p.m. Sunday, July 28, Good Hope Baptist Church, 908 Washington St., Patterson. Speaker the Rev. T.J. Andrus, pastor, Greater New Hope Baptist Church, Baldwin, and Mt. Calvary Baptist Church, New Iberia. Each member is asked for a $50 donation. Attire color: shades of pink.

ELDRIDGE 'TOT' WILLIAMS

April 4, 1927 — July 11, 2024
Eldridge “Tot” Williams, 97, a resident of Morgan City, passed away peacefully, Thursday, July 11, 2024, at Ochsner St. Mary.
Eldridge was born April 4, 1927, in Morgan City, the son of George Williams, Sr. and Myrtle Bernucho Williams.
Having served in the Navy during World War II, Eldridge’s love for the sea and boats led him to a successful career as a tugboat captain and owner of his own tugging company. His passion for outdoors was evident in his love for shrimping, fishing, and hunting, where he was known for being a great shot.
Beyond his professional career achievements. Eldridge took great pride in meticulously maintaining his yard, cars, and boats — a testament to his dedication and craftsmanship. An avid dancer, he enjoyed sharing joyful moments with his beloved wife, Velma, with whom he traveled the world, creating cherished memories that will forever be treasured.
He will be sadly missed and lovingly remembered by his wife of 77 years, Velma Verret Williams; children, Sherry W. Hotard and husband Theo, Shelia Hotard and husband Keith, James Williams, Tammy Verrett and husband Kevin; grandchildren, David Stansbury, Heather Hotard, Sheena Williams, Mander Turner and husband Darus, Jennifer Hotard and Cory, and Bridget Arceneaux and husband Josh; great-grandchildren, Kenzie Louviere and Zack Turner, Blake and Blade Pennison, Reese and Ryder Arceneaux; numerous nieces and nephews. Eldridge will also be missed by his compassionate caregivers.
Eldridge was preceded in death by his parents, George and Myrtle Williams; siblings, Stanley Williams, George Williams, Jr., Clara Manning, Mildred Williams, and Myrtle Jesclard; grandson, Jason Hotard.
A Mass of Christian Burial was held at 11:00 a.m., Monday, July 15, 2024, at Holy Cross Catholic Church with Father Francis Kayaye officiating. Visitation was held Monday, July 15, 2024, at Holy Cross Catholic Church from 9:00 a.m. until the time of Mass. After Mass, Eldridge was laid to rest in the Morgan City Cemetery Mausoleum, where military honors were rendered by the Navy and the St. Mary Parish Funeral Squad.

CHRISTINE ELIZABETH JENKINS HOTARD

Christine Elizabeth Jenkins Hotard was born on June 14th, 1971, in Portsmouth, Virginia, to the late William Hal Jenkins and Lurline Elizabeth Gilbert Jenkins. She spent most of her childhood growing up in the Biloxi, Mississippi area. She has been a resident of Texas since 2007. Christine will always be remembered for her infectious smile, and unselfish love for other people. Christine’s strength came from her faith which was so incredible. Her faith and love for God was her compass that was able to lead her through this journey with her head held high, and never wavered or yielded.
Christine’s greatest love outside of God is her family. Her amazing motherly love is a true joy to watch, and even more so her grandmotherly love. Christine and her husband shared a life and love that other couples were inspired to be like. They spent 27 plus years together and were honey mooning every one of them. Christine has a bond and love for her brothers, parents, and nieces and nephews that not many people can say they have. It is truly a special one. Christine also has a love for her friends in her life that impacts each one of them in their own unique way.
Christine is a sonographer for her profession. Christine is a dual registered technician in her field of expertise. She spent her entire life in the medical field serving and helping others. Whether it was scanning young mothers who were about to experience the joy of life, or scanning individuals with vascular or cardiac issues, she loved what she did and always took pride in her expertise.
Christine also enjoys travel and cruising. She has so many photos captured of the amazing times she was able to experience. She also loves food, shopping and watching a good scary movie. Some of her favorite stores include Home Goods, Hobby Lobby and Bed Bath and Beyond. Some of her favorite movies are Grease, Charlie and Chocolate Factory, Any Christmas movie, and of course Any horror movie. Her favorite times of the year are Halloween and Christmas. But she really goes all out for Halloween.
Christine leaves behind a legacy of love, kindness, and selflessness like no other. She has genuinely left a mark on the world around her that will last forever. She has touched so many in so many ways. Sometimes her simple kind heart made all the difference in someone’s day or even life.
Mrs. Hotard is survived by her husband of 27 years, Danny J. Hotard, her daughter Riley Felix (husband Nick Felix), grandson Atlas Felix, brothers, Keith Jenkins (fiancé Barbera Bala), Hal Jenkins (wife Joann Jenkins), Greg Jenkins, 7 Nephews, and 15 nieces.
Mrs. Hotard is preceded in death by her father William Hal Jenkins and her mother Lurline Elizabeth Jenkins.
Christine was laid to rest on Sunday, July 7, 2024, at Morton Cemetery in Richmond, TX. Her Pallbearers were her 3 brothers, Keith Jenkins, Hal Jenkins, Greg Jenkins, as well as Eric Hotard, Monte Redmond, and Eric Weekly.
Sugar Land Mortuary of Sugar Land, Texas, was in charge of arrangements.

KRISTY ANGEL WALKER

Kristy Angel Walker, 42, a native of Morgan City and resident of Bayou L’Ourse, died Wednesday, July 10, 2024.
She was preceded in death by numerous family members.
She is survived by her daughter, Paige Davis; mother, Leah Ledet; father and stepmom, Andy and Sarah Walker; sisters, Tabitha Bennett, Crystal Walker, Brianne Taraba, Brittany Cary, Heather Howell and Catina Foret; and brothers, Matthew Walker and Andrew Taraba.
Services were Monday at Bayou L’Ourse Baptist Church.
Twin City Funeral Home was in charge of arrangements.

HERMAN BUTLER

Herman Butler, 36, of Patterson, died Wednesday, July 3, 2024, at his residence.
Services were Saturday at New Salem Baptist Church in Patterson, with burial in the church cemetery.
He is survived by his parents, Betty Jo Butler of Patterson and Herman (Veronica) Jones Jr. of Morgan City; daughter, Layla Butler of Houston; 21 siblings, Kurwin Jones, Nina Butler, Rhondalyn Butler, Tiven Butler, Steven Butler, Miracle Blackburn, Tyler Blackburn, Nino Blackburn and Tyrique Jones, all of Patterson, Hermeisha Hawkins, Angel Hawkins, Le’Ronika Francis, D’Ondrenique Jones, Jaiveianna Jones, Brandon Jones, Terence McGiure, Jerkinna Dixon, Chelsea Walker and Ashley Herbert, all of Morgan City, and Tykiesha Meeks and Hermeisha Meeks, both of Port Arthur, Texas.
He was preceded in death by his mother and grandparents.
Jones Funeral Home was in charge of arrangements.

EDDIE PAYTON

Eddie Payton, 67, a native and resident of Patterson, died Wednesday, July 10, 2024, at Ochsner Lafayette General Medical Center.
Visitation will be Friday from 11 a.m. until services at 1 p.m. at Jones Funeral Home in Morgan City.
He survived by siblings, Aaron Payton of Patterson, Valerie Allen and Debra Broussard, both of New Iberia; and daughter, Shonitel Griffin of Houston.
He was preceded in death by parents and brothers.
Jones Funeral Home is in charge of arrangements.

School system announces appointments to leadership posts

The St. Mary Parish school system has announced appointments to leadership posts in the district.
—Ashley Clark has been named secondary supervisor and parish athletic director.
Clark has a master’s in educational leadership from the University of Louisiana at Lafayette. She began her career as a teacher and coach at West St. Mary High in 2001, and would work there for 22 years.
Clark has been athletic director, assistant principal, interim principal and principal. Under her leadership, West St. Mary became an A-rated school with a score of 90.6 in 2023.
“I am comfortable navigating challenging situations to promote positive outcomes, and I am confident in my ability to build relationships that foster academic and athletic success,” Clark said in a school system Facebook post.
—Krieg Triggs has been named assistant principal at Patterson High.
Triggs holds a master’s degree in educational leadership from the ULL. He began his career in St. Mary Parish as a health and physical education teacher and most recently served as dean of students at W.P. Foster Elementary. He is also a certified personal trainer.
Triggs is an advocate for physical and mental health and focuses on social emotional learning strategies.
A 1998 graduate of Patterson High, Triggs said he “understands what it means to walk the halls of PHS as a student.”
—Almetra Pierce-Stansbury has been named coordinator of secondary special services.
She holds a master’s degree in education leadership from the ULL. Her career began 25 years ago as a paraeducator with the St. Mary Parish Alternative Program.
While there, she became a certified special education teacher and worked in that role at J.A. Hernandez and LaGrange Elementary. She became assistant principal at Patterson Junior High in 2022.
“I know the support paraeducators, educators, and or administrators need to ensure our students are successful, as I have once sat in each of their seats,” Pierce-Stansbury said in a Facebook post from the school system.
—Yardina Wilson has been named McKinney-Ventro liaison, a role in which she will assist homeless young people and their families to support education and financial needs.
Wilson has a master’s in school counseling from Nicholls State and has served as a professional school counselor in elementary and middle schools in Vermilion and Iberia parishes since 2015.
“As a school counselor, my focus has been providing guidance and support to the students, parents, and faculty,” Wilson said on Facebook. “My experiences with diverse populations have provided me with a well-rounded perspective that I bring to my new role.”
—Sarah Olivier has been named English language arts secondary specialist. Olivier has a master’s degree in educational leadership and is pursuing a doctorate at the ULL. Her research centers on exploring effective ELA practices to enhance instructional methods.
Olivier began her career teaching grades 6-8 ELA and 9-12 ELA and is now teaching ELA at West St. Mary High School. She has held positions as district literacy coach and master teacher in neighboring districts.
“I am eager to build our district’s capacity by leveraging my knowledge of ELA curriculum and assessments to support the district’s educational vision of supporting every student, every day,” Olivier said on Facebook.

Legislators demand answers from DOTD

Legislators grilled Department of Transportation and Development officials last week on the communication, timing and funding of their services. 
The Transportation, Highways and Public Works Committee met to discuss funds allocated to DOTD districts, which are different than legislative districts.
In total, DOTD received almost $400 million in funding from the infrastructure fund and other excess funds. The nine districts were each given $7.5 million for preserving the existing system. 
The 2023 Louisiana Transportation System User Survey shows preserving the existing system is what taxpayers care about. Sixty-four percent of respondents said the most important thing to do with transportation funding is maintaining what we already have. The second most important subject, with 75% of responses putting it in the top three, is improving transportation safety.
“You don’t hear people asking for a million dollar bridge. Tt is the potholes, it is the route they already take to and from work,” said Joe Donahue, the secretary of DOTD. 
Every legislator on the committee agreed communication was a huge issue. Rep. Kellee Dickerson, R-Denham Springs, complained it took her six months to get in contact with engineers to explain the timing of a project to her. 
Many representatives didn’t even know what district they were in or how their money is allocated until receiving a pamphlet that morning. 
“I just want the communication. It would be that simple,” Dickerson said. 
Donahue responded by saying many of the timing and communication issues are due to federal organizations. He also said the bureaucratic nature of transportation systems slows things down for the sake of making sure it’s done right. 
Rep. Larry Bagley, R-Caddo, argued that isn’t always the case.
“We hear these things is the federal’s fault, but the federal says no, they said it’s not their fault, they’re ready to work,” Rep. Bagley said. 
Donahue, who was appointed in June, agreed that reform efforts under his new leadership are necessary, because previous information he was given was not accurate. 
“If you look at that list of projects that went out and that I went and testified to at the road shows, some of them indicated that they would be let this fiscal year, but design had not been started, the funding had not been identified for them,” Donahue said.
“So it was very eye opening. The information that we had been providing to this body is not reliable.” 
Donahue also said that in some cases, there’s insufficient funding to complete all of the projects on the Highway Priority Program list. 
Rep. Bryan Fontenot, R-Thibodeaux, gave some ideas for solutions to a lack of financing, including work release programs for incarcerated individuals, and eliminating low-use roads that are still being maintained by taxpayers. 
Fontenot also argued for a better portal to receive complaints from citizens.
Both Donahue and Fontenot agreed that an employment system with civil service protections creates a system of bureaucrats providing excuses instead of delivering results. Donahue promises change to that system. 
“To a large extent it’s the decisions that were made by the agency head in the past, and it is the lack of systematic process in how policy is developed and implemented,” Donahue said.

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ST. MARY NOW

Franklin Banner-Tribune
P.O. Box 566, Franklin, LA 70538
Phone: 337-828-3706
Fax: 337-828-2874

Morgan City Review
1014 Front Street, Morgan City, LA 70380
Phone: 985-384-8370
Fax: 985-384-4255